A chain of title is the sequence of
historical transfers of title to a property . The "chain" runs
from the present owner back to the original owner of the
property. In situations where documentation of ownership is
important, it is often necessary to reconstruct the chain of
title. To facilitate this,
a record of
title documents may be maintained by a registry office or civil
law notary .
Chain of title for real property
Real estate is one field where the chain of title has
considerable significance. Various registration systems, such
as the Torrens title system, have developed to track the
ownership of individual pieces of real property . In real
estate transactions in the United States, insurance companies
issue title insurance based upon the chain of title to the
property when it is transferred. Title insurance companies
sometimes maintain private title plants that track real estate
titles in addition to the official records. In other cases, the
chain of title is established by a abstract of title ,
sometimes, although not always, certified by an attorney .
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